Long-Term Bond Yields are Hitting Multi-Decade Highs Worldwide due to Record Global Debt
Podcasts > Your Personal Bank with Ferenc Toth
Monday, October 12, 2026
Affordability is still a concern prior to the midterm elections
- Groceries
- 3.9% average annual increase since 1970
- 30%+ increase during Biden administration
- 2.1% average annual increase Trump second term
- people are suffering from the price spike during the Biden administration
- Housing
- Prices at historical high
- Mortgage rates increasing but within normal range
- Dallas Federal Reserve White Paper
- 1% increase in workforce = 1% increase in house and rent prices
- 1% reduction of workforce = 0.96% decrease in house and rent prices
- Deportations, voluntary and otherwise, reduces housing prices
- Fuel
- Crude oil exports thru Strait of Hormuz reached 98% of pre-war levels recently
- Ukraine has been attacking Russian oil refineries recently, Russia supplies much of the world's diesel
- US has not built a major oil refinery since 1977
- California closed four refineries in the past year
Annuity returns are the highest in decades due to record long-term bond yields. This is likely to continue for years.
- Multi-Year Guarantee: 6.45% return guaranteed for 8 years currently available
- Index (Growth) Annuity: 7.67%-15.5% 10-year average annual returns
- Up to 26% bonuses available
- Highest guaranteed lifetime income available in decades
Related Episodes
Why the Market is Rising While Your Portfolio Value is Declining
Monday, October 12
Bond Yields are Accelerating. How this will Affect the Stock and Real Estate Market
Monday, October 12
Fuel Prices, American Jobs, and Your Financial Future
Monday, October 12
